In the words of the old adage, "money makes the world go round" -- and people find all sorts of creative opportunities in pursuit of profit. Yet another example of this phenomenon surfaced in the news this week with reports of the growing popularity in Iraq of "terrorism insurance": life insurance policies with riders specifically covering violent death. Insurance is certainly a cornerstone of modern life -- we depend on it to protect our property (house and auto insurance, for example) or ourselves (e.g., medical and life insurance).