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Frank Ramirez

Frank Ramirez is a native of Southern California and is the senior pastor of the Union Center Church of the Brethren near Nappanee, Indiana. Frank has served congregations in Los Angeles, California; Elkhart, Indiana; and Everett, Pennsylvania. He and his wife Jennie share three adult children, all married, and three grandchildren. He enjoys writing, reading, exercise, and theater.
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Commentary

Drama

Illustration

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Valley of the Shadow -- Psalm 112, Hebrews 13:1-8, 15-16 -- John E. Sumwalt, Frank Ramirez -- Proper 17 | Ordinary Time 22 - C -- 2022
Contents “Valley of the Shadow” by John Sumwalt
No Sweetness in Pain -- Habakkuk 1:1-4; 2:1-4, Psalm 32:1-7 -- John E. Sumwalt, Frank Ramirez -- Proper 26 | Ordinary Time 31 - C -- 2022
Contents “No Sweetness in Pain” by John Sumwalt

Free Access

Sermon Illustrations for Lent 1 (2022) -- Deuteronomy 26:1-11, Romans 10:8b-13, Luke 4:1-13 -- Mark Ellingsen, Bill Thomas, Frank Ramirez -- First Sunday in Lent - C -- 2022
Deuteronomy 26:1-11
Sermon illustrations for Day of Pentecost (2022) -- Acts 2:1-21, Romans 8:14-17, John 14:8-17 (25-27) -- Mark Ellingsen, Bill Thomas, Frank Ramirez -- Day of Pentecost - C -- 2022
Acts 2:1-21
Sermon Illustrations for Trinity Sunday (2022) -- Proverbs 8:1-4, 22-31, Romans 5:1-5, John 16:12-15 -- Bill Thomas, Frank Ramirez, Mark Ellingsen -- Trinity Sunday | 1st Sunday after Pentecost - C -- 2022
Proverbs 8:1-4, 22-31
Sermon Illustrations for Advent 2 (2022) -- Isaiah 11:1-10, Romans 15:4-13, Matthew 3:1-12 -- Bill Thomas, Frank Ramirez, Mark Ellingsen, Bonnie Bates -- Second Sunday of Advent - A -- 2022
Isaiah 11:1-10
Sermon Illustrations for Advent 3 (2022) -- Isaiah 35:1-10, James 5:7-10, Matthew 11:2-11 -- Mark Ellingsen, Bill Thomas, Frank Ramirez, Bonnie Bates -- Third Sunday of Advent - A -- 2022
Isaiah 35:1-10
Sermons Illustrations for Proper 13 | OT 18 (2022) -- Hosea 11:1-11, Colossians 3:1-11, Luke 12:13-21 -- Bill Thomas, Frank Ramirez, Mark Ellingsen -- Proper 13 | Ordinary Time 18 - C -- 2022
Hosea 11:1-11, Psalm 107:1-9, 43
Sermon Illustrations for Proper 22 | OT 27 (2022) -- Lamentations 1:1-6, 2 Timothy 1:1-14, Luke 17:5-10 -- Bill Thomas, Frank Ramirez, Mark Ellingsen -- Proper 22 | Ordinary Time 27 - C -- 2022
Lamentations 1:1-6; 3:19-26
Sermon Illustrations for Epiphany 2 | OT 2 (2022) -- Isaiah 62:1-5, 1 Corinthians 12:1-11, John 2:1-11 -- Bill Thomas, Frank Ramirez, Mark Ellingsen -- Epiphany 2 | Ordinary Time 2 - C -- 2022
Isaiah 6:1-8 (9-13), Psalm 138
Sermon Illustrations for Epiphany 3 (OT 3) Cycle C (2022) -- Nehemiah 8:1-3, 5-6, 8-10, 1 Corinthians 12:12-31a, Luke 4:14-21 -- Mark Ellingsen, Bill Thomas, Frank Ramirez -- Epiphany 3 | Ordinary Time 3 - C -- 2022
Nehemiah 8:1-3, 5-6, 8-10

Emphasis Preaching Journal

Sermon Illustrations for Lent 3 (2021) -- John 2:13-22, 1 Corinthians 1:18-25, Exodus 20:1-17 -- Mark Ellingsen, Bill Thomas, Bonnie Bates, Frank Ramirez -- Third Sunday in Lent - B -- 2021
Exodus 20:1-17
Sermon Illustrations for Proper 24 | Ordinary Time 29 (2021) -- Job 38:1-7 (34-41), Hebrews 5:1-10, Mark 10:35-45, Psalm 104:1-9, 24, 35c -- Bill Thomas, Mark Ellingsen, Bonnie Bates, Frank Ramirez -- Proper 24 | Ordinary Time 29 - B -- 2021
Job 38:1-7 (34-41)
Sermon Illustrations for Pentecost (2021) -- Acts 2:1-21, Romans 8:22-27, John 15:26-27; 16:4b-15 -- Mark Ellingsen, Frank Ramirez, Bonnie Bates, Bill Thomas -- Day of Pentecost - B -- 2021
Acts 2:1-21
Sermon Illustrations for Lent 4 (2021) -- John 3:14-21, Ephesians 2:1-10, Numbers 21:4-9 -- Bill Thomas, Bonnie Bates, Mark Ellingsen, Frank Ramirez -- Fourth Sunday in Lent - B -- 2021
Numbers 21:4-9
Sermon Illustrations for Trinity Sunday (2021) -- Isaiah 6:1-8, Romans 8:12-17, John 3:1-17 -- Mark Ellingsen, Frank Ramirez, Bonnie Bates, Bill Thomas -- Trinity Sunday | 1st Sunday after Pentecost - B -- 2021
Isaiah 6:1-8, Psalms 29
Sermon Illustrations for Proper 25 | Ordinary Time 30 (2021) -- Job 42:1-6, 10-17, Hebrews 7:23-28, Mark 10:46-52 -- Bill Thomas, Frank Ramirez, Bonnie Bates, Mark Ellingsen -- Proper 25 | Ordinary Time 30 - B -- 2021
Job 42:1-6, 10-17
Illustrations for Proper 5 | Ordinary Time 10 (2021) -- 1 Samuel 8:4-11 (12-15) 16-20, Psalm 138, 2 Corinthians 4:13--5:1, Mark 3:20-35 -- Frank Ramirez, Bonnie Bates, Bill Thomas, Mark Ellingsen -- Proper 5 | Ordinary Time 10 - B -- 2021
1 Samuel 8:4-11 (12-15) 16-20 (11:14-15)
Sermon Illustrations for Lent 5 (2021) -- John 12:20-33, Hebrews 5:5-10, Jeremiah 31:31-34 -- Bonnie Bates, Bill Thomas, Mark Ellingsen, Frank Ramirez -- Fifth Sunday in Lent - B -- 2021
Jeremiah 31:31-34
Sermon Illustrations for Proper 26 | Ordinary Time 31 (2021) -- Ruth 1:1-18, Hebrews 9:11-14, Mark 12:28-34 -- Bonnie Bates, Bill Thomas, Mark Ellingsen, Frank Ramirez -- Proper 26 | Ordinary Time 31 - B -- 2021
Ruth 1:1-18
Sermon Illustrations for Passion Sunday (2021) -- Isaiah 50:4-9a, Philippians 2:5-11, Mark 14:1--15:47 -- Bill Thomas, Frank Ramirez, Mark Ellingsen, Bonnie Bates -- Passion Sunday - B -- 2021
Isaiah 50:4-9
Sermon Illustrations for All Saints Day (2021) -- Wisdom of Solomon 3:1-9, Revelation 21:1-6a, John 11:32-44 -- Bill Thomas, Frank Ramirez, Bonnie Bates, Mark Ellingsen -- All Saints Day - B -- 2021
Isaiah 25:6-9
Sermon Illustrations for Proper 6 | OT 11, Cycle B (2021) -- 1 Samuel 15:34--16:13, 2 Corinthians 5:6-10 (11-13) 14-17, Mark 4:26-34, Psalm 20 -- Mark Ellingsen, Frank Ramirez, Bill Thomas, Bonnie Bates -- Proper 6 | Ordinary Time 11 - B -- 2021
1 Samuel 15:3--16:13
Sermon Illustrations for Maundy Thursday (2021) -- Exodus 12:1-4 (5-10) 11-14, 1 Corinthians 11:23-26, John 13:1-17, 31b-35 -- Bill Thomas, Frank Ramirez, Mark Ellingsen, Bonnie Bates -- Maundy Thursday - B -- 2021
Exodus 12:1-4 (5-10) 11-14
Sermon Illustrations for Proper 23 | Ordinary Time 28 (2024) -- Job 23:1-9, 16-17, Hebrews 4:12-16, Mark 10:17-31 -- Mark Ellingsen, Bonnie Bates, Frank Ramirez, Bill Thomas -- Proper 23 | Ordinary Time 28 - B -- 2021
Job 23:1-9, 16-17

Prayer

Sermon

Stories

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Unchained Poet -- Luke 14:25-33, Jeremiah 18:1-11, Philemon 1:1-21, Psalm 139:1-6, 13-18 -- Frank Ramirez, C. David Mckirachan -- Proper 18 | Ordinary Time 23 - C -- 2013
Contents"Unchained Poet" by Frank Ramirez
The Amen Code -- Luke 15:1-10, Jeremiah 4:11-12, 22-28, 1 Timothy 1:12-17, Psalm 14 -- Frank Ramirez, John E. Sumwalt -- Proper 19 | Ordinary Time 24 - C -- 2013
Contents"The Amen Code" by Frank Ramirez "Gun Stories" by John Sumwalt
From The Redemption Of A King To A King Of Redemption -- John 18:33-37, 2 Samuel 23:1-7, Revelation 1:4b-8, Psalm 132:1-12 (13-18) -- Frank Ramirez, Sandra Herrmann, Zan W. Holmes Jr., David O. Bales -- Christ The King (Proper 29) - B -- 2012
Contents"Render Unto Caesar" by Frank Ramirez
Render Unto Caesar -- Matthew 6:25-33, Joel 2:21-27, 1 Timothy 2:1-7, Psalm 126 -- Frank Ramirez, Sandra Herrmann, Zan W. Holmes Jr., David O. Bales -- Thanksgiving Day - B -- 2012
Contents"Render Unto Caesar" by Frank Ramirez
The Mother Lode -- Luke 3:1-6, Malachi 3:1-4, Philippians 1:3-11, Luke 1:68-79 -- Frank Ramirez -- Second Sunday of Advent - C -- 2012
Contents"The Mother Lode" by Frank Ramirez
The Valley -- Mark 9:2-9, 2 Kings 2:1-12, 2 Corinthians 4:3-6, Psalm 50:1-6 -- Keith Hewitt, Frank Ramirez -- Transfiguration Sunday - B -- 2012
Contents"The Valley" by Keith Hewitt
Just A Kid -- Mark 4:35-41, 1 Samuel 17:(1a, 4-11, 19-23), 32-49, 2 Corinthians 6:1-13, Psalm 9:9-20 -- C. David Mckirachan, Frank Ramirez -- Proper 7 | Ordinary Time 12 - B -- 2012
Contents"Just a Kid" by C. David McKirachan
A New Birth -- Mark 12:38-44, Ruth 3:1-5, 4:13-17, Hebrews 9:24-28, Psalm 127 -- Peter Andrew Smith, Frank Ramirez -- Proper 27 | Ordinary Time 32 - B -- 2012
Contents"A New Birth" by Peter Andrew Smith
Threading The Needle -- Mark 10:17-31, Job 23:1-9, 16-17, Hebrews 4:12-16, Psalm 22:1-15 -- Frank Ramirez -- Proper 23 | Ordinary Time 28 - B -- 2012
Contents"Threading the Needle" by Frank Ramirez
At The Rail -- Mark 6:30-34, 53-56, 2 Samuel 7:1-14a, Ephesians 2:11-22, Psalm 89:20-37 -- Keith Hewitt, Frank Ramirez -- Proper 11 | Ordinary Time 16 - B -- 2012
Contents"At the Rail" by Keith Hewitt
How The Mighty Have Fallen -- Mark 6:1-13, 2 Samuel 5:1-5, 9-10, 2 Corinthians 12:2-10, Psalm 48 -- Frank Ramirez, C. David Mckirachan -- Proper 9 | Ordinary Time 14 - B -- 2012
Contents"How the Mighty Have Fallen" by Frank Ramirez
Always The Same, Always Changing -- Mark 1:14-20, Jonah 3:1-5, 10, 1 Corinthians 7:29-31, Psalm 62:5-12 -- Frank Ramirez -- Epiphany 3 | Ordinary Time 3 - B -- 2012
Contents"Always the Same, Always Changing" by Frank Ramirez
A Place Of Healing And Hope -- John 3:14-21, Numbers 21:4-9, Ephesians 2:1-10, Psalm 107:1-3, 17-22 -- Frank Ramirez, Lamar Massingill -- Fourth Sunday in Lent - B -- 2012
Contents"A Place of Healing and Hope" by Frank Ramirez
Regrets -- John 13:1-17, 31b-35, Exodus 12:1-4 (5-10) 11-14, 1 Corinthians 11:23-26, Psalm 116:1-2, 12-19 -- Keith Hewitt, C. David Mckirachan, Sandra Herrmann, Frank Ramirez -- Maundy Thursday - B -- 2012
Contents"Regrets" by Keith Hewitt "Incarnation" by C. David McKirachan
Incarnation -- John 18:1--19:42, Isaiah 52:13--53:12, Hebrews 10:16-25, Psalm 22 -- C. David Mckirachan, Sandra Herrmann, Frank Ramirez, Keith Hewitt -- Good Friday - B -- 2012
Contents"Regrets" by Keith Hewitt "Incarnation" by C. David McKirachan
Back From The Dead -- John 20:1-18, Acts 10:34-43, 1 Corinthians 15:1-11, Psalm 118:1-2, 14-24 -- Frank Ramirez, Keith Hewitt, C. David Mckirachan, Sandra Herrmann -- Easter Day - B -- 2012
Contents"Regrets" by Keith Hewitt "Incarnation" by C. David McKirachan
Evac -- Luke 24:44-53, Acts 1:1-11, Ephesians 1:15-23, Psalm 47 -- Keith Hewitt, Frank Ramirez, Lamar Massingill, John E. Sumwalt -- Ascension of the Lord - B -- 2012
Contents"Evac" by Keith Hewitt
Jesus And Judas -- John 17:6-19, Acts 1:15-17, 21-26, 1 John 5:9-13, Psalm 1 -- Lamar Massingill, John E. Sumwalt, Keith Hewitt, Frank Ramirez -- Seventh Sunday of Easter - B -- 2012
Contents"Evac" by Keith Hewitt
Credit Where Credit Is Due -- Mark 7:1-8, 14-15, 21-23, Song of Solomon 2:8-13, James 1:17-27, Psalm 45:1-2, 6-9 -- Frank Ramirez -- Proper 17 | Ordinary Time 22 - B -- 2012
Contents"Credit Where Credit Is Due" by Frank Ramirez
Standing Up To The General -- Mark 9:30-37, Proverbs 31:10-31, James 3:13--4:3, 7-8a, Psalm 1 -- Frank Ramirez, Sandra Herrmann, Keith Hewitt -- Proper 20 | Ordinary Time 25 - B -- 2012
Contents"Standing Up to the General" by Frank Ramirez
Choose Life -- Matthew 5:21-37, Deuteronomy 30:15-20, 1 Corinthians 3:1-9, Psalm 119:1-8 -- C. David Mckirachan, Frank Ramirez -- Epiphany 6 | Ordinary Time 6 - A -- 2011
Contents"Choose Life" by C. David McKirachan
Your Choice -- Matthew 4:1-11, Genesis 2:15-17; 3:1-7, Romans 5:12-19, Psalm 32 -- Frank Ramirez, Craig Kelly -- First Sunday in Lent - A -- 2011
Contents"Your Choice" by Frank Ramirez "The Trial" by Craig Kelly
6248 -- John 11:1-45, Ezekiel 37:1-14, Romans 8:6-11, Psalm 130 -- Keith Hewitt, Frank Ramirez -- Fifth Sunday in Lent - A -- 2011
Contents"6248" by Keith Hewitt "Sky Show" by Frank Ramirez
An Imperishable Inheritance -- John 20:19-31, Acts 2:14a, 22-32, 1 Peter 1:3-9, Psalm 16 -- Frank Ramirez -- Second Sunday of Easter - A -- 2011
Contents"An Imperishable Inheritance" by Frank Ramirez
The God Of All Grace -- John 17:1-11, Acts 1:6-14, 1 Peter 4:12-14; 5:6-11, Psalm 68:1-10, 32-35 -- John E. Sumwalt, Frank Ramirez -- Seventh Sunday of Easter - A -- 2011
Contents"The God of All Grace" by John Sumwalt

Worship

SermonStudio

Theme: Try Dry Bones -- Ezekiel 37:1-14 -- Frank Ramirez -- Day of Pentecost - B -- 2005
Call To Worship (Psalm 104:31)
Theme: The Harder They Fall -- 1 Samuel 17:(1a, 4-11, 19-23), 32-49 -- Frank Ramirez -- Proper 7 | Ordinary Time 12 - B -- 2005
Call To Worship
Proper 5 | Ordinary Time 10 -- 1 Samuel 8:4-11 (12-15) 16-20 (11:14-15), 2 Corinthians 4:13--5:1, Mark 3:20-35 -- Frank Ramirez -- Proper 5 | Ordinary Time 10 - B -- 2005
First Lesson: 1 Samuel 8:4-11 (12-15) 16-20 (11:14-15) Theme: Have Your Own Way Instead
Proper 23 | Ordinary Time 28 -- Job 23:1-9, 16-17, Hebrews 4:12-16, Mark 10:17-31 -- Frank Ramirez -- Proper 23 | Ordinary Time 28 - B -- 2005
First Lesson: Job 23:1-9, 16-17 Theme: And Another Thing, Lord ...
Theme: The Mighty Have Fallen. Are We Next? -- 2 Samuel 1:1, 17-27 -- Frank Ramirez -- Proper 8 | Ordinary Time 13 - B -- 2005
Call To Worship (Psalm 117) One:
A Sense Of Past And Future -- Ecclesiastes 3:1-13 -- Frank Ramirez -- New Year's Day - B -- 2005
Call To Worship
Theme: What's Your Rush? -- 2 Samuel 5:1-5, 9-10 -- Frank Ramirez -- Proper 9 | Ordinary Time 14 - B -- 2005
Call To Worship
Nevermore Forevermore -- Genesis 9:8-17 -- Frank Ramirez -- First Sunday in Lent - B -- 2005
Call To WorshipStorms are raging all about, And destruction seems too near.
Time To Clean Up -- Isaiah 64:1-9 -- Frank Ramirez -- First Sunday of Advent - B -- 2005
Call To Worship
Theme: I Will Dance -- 2 Samuel 6:1-5, 12b-19 -- Frank Ramirez -- Proper 10 | Ordinary Time 15 - B -- 2005
Call To Worship
Theme: Spell My Name With An "H" -- Genesis 17:1-7, 15-16 -- Frank Ramirez -- Second Sunday in Lent - B -- 2005
Call To Worship (Psalm 22:23-24) One:
Sounds Great, But We're Busy -- Isaiah 40:1-11 -- Frank Ramirez -- Second Sunday of Advent - B -- 2005
Call To Worship (Psalm 126) One:
Theme: A Tangled Web -- 2 Samuel 11:1-15 -- Frank Ramirez -- Proper 12 | Ordinary Time 17 - B -- 2005
Call To Worship
Theme: The Forever King -- 2 Samuel 7:1-14a -- Frank Ramirez -- Proper 11 | Ordinary Time 16 - B -- 2005
Call To Worship (Revelation 21:1-2, 22)
Third Sunday of Advent -- Isaiah 61:1-4, 8-11, 1 Thessalonians 5:16-24 -- Frank Ramirez -- Third Sunday of Advent - B -- 2005
First Lesson: Isaiah 61:1-4, 8-11 Theme: Repairing Ancient Ruins
Theme: Murder Will Out Or The Butler Did Not Do It -- 2 Samuel 11:26--12:13a -- Frank Ramirez -- Proper 13 | Ordinary Time 18 - B -- 2005
Call To Worship
Theme: Who Goes There? -- 1 Samuel 3:1-10 (11-20) -- Frank Ramirez -- Epiphany 2 | Ordinary Time 2 - B -- 2005
Call To Worship (Psalm 139:17-18)
Theme: The Lord Needs No House -- 2 Samuel 7:1-11, 16 -- Frank Ramirez -- Fourth Sunday of Advent - B -- 2005
Call To Worship
Theme: Why Couldn't It Have Been Me? -- 2 Samuel 18:5-9, 15, 31-33 -- Frank Ramirez -- Proper 14 | Ordinary Time 19 - B -- 2005
Call To Worship
Theme: It's For You -- 1 Samuel 3:1-10 (11-20) -- Frank Ramirez -- Proper 4 | Ordinary Time 9 - B -- 2005
Call To Worship
Theme: Reunion -- Isaiah 25:6-9 -- Frank Ramirez -- All Saints Day - B -- 2005
Call To Worship (Isaiah 25:9)
Theme: The One Wish -- 1 Kings 2:10-12; 3:3-14 -- Frank Ramirez -- Proper 15 | Ordinary Time 20 - B -- 2005
Call To Worship (Proverbs 9:9-10)
Theme: Life In A Dead End -- Ruth 1:1-18 -- Frank Ramirez -- Proper 26 | Ordinary Time 31 - B -- 2005
Call To Worship One: Life is filled with sorrows.All:
Theme: It Is Not For You To Know -- Acts 1:1-11 -- Frank Ramirez -- Ascension of the Lord - B -- 2005
Call To Worship (Psalm 93)
Theme: What I Want -- 1 Kings 8:(1, 6, 10-11) 22-30, 41-43 -- Frank Ramirez -- Proper 16 | Ordinary Time 21 - B -- 2005
Call To Worship (Psalm 34:18-19)
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Proper 23 | OT 28 | Pentecost 21
30 – Sermons
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29 – Children's Sermons / Resources
22 – Worship Resources
29 – Commentary / Exegesis
2 – Pastor's Devotions
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Proper 24 | OT 29 | Pentecost 22
31 – Sermons
180+ – Illustrations / Stories
34 – Children's Sermons / Resources
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30 – Commentary / Exegesis
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32 – Sermons
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New & Featured This Week

CSSPlus

John Jamison
Object: A football, a hand-held microphone, a camera, a stack of play money bills. These are the objects I used, but you can use any objects that might symbolize “success”.

* * *

Hello, everyone! (Let them respond.) Are you ready for our story today? (Let them respond.) Great!

The Immediate Word

Christopher Keating
Thomas Willadsen
Katy Stenta
Mary Austin
Dean Feldmeyer
For October 20, 2024:

StoryShare

John E. Sumwalt
Where were you when I laid the foundation of the earth? Tell me, if you have understanding. (v. 4)

The outhouse on the farm where I grew up was beside the ash pile, at the end of a well-worn path, under a boxelder tree about fifty yards from the back door of the house. It was a two-seater – cold in winter, smelly and hot in summer. There was always a Sears and Roebuck catalogue on the floor in the corner, which served as both reading and wiping material.

Emphasis Preaching Journal

Bill Thomas
Mark Ellingsen
Bonnie Bates
Frank Ramirez
Job 38:1-7 (34-41)
Most people assume God’s answer to Job, showing him the depth and breadth of the universe is meant to cow Job’s resistance, leading him, now broken, to repent, abjectly saying “...therefore I despise myself and repent in dust and ashes (42:6).”
Mark Ellingsen
All the lessons testify to the theme that it’s not at all about you and me; it’s all about God!

Job 38:1-7 (34-41)

The Village Shepherd

Janice B. Scott
Call to Worship:

Jesus said, "What is it you want me to do for you?" In our worship, let us explore what we want Jesus to do for us today.

Invitation to Confession:

Jesus, we are sometimes selfish in our requests to you.
Lord, have mercy.

Jesus, we are sometimes unreasonable in our requests to you.
Christ, have mercy.

Jesus, help us to make you the centre of our world.
Lord, have mercy.

SermonStudio

David E. Leininger
The story of Job is familiar to all of us -- a man whose world was spinning merrily along with everything falling into place is suddenly confronted with one misery after another ... disaster, death, disease, and despair. In some of the most moving poetry ever written, chapter after chapter attempts to deal with the age-old question of why, so often, life is unfair.

Schuyler Rhodes
The voice of praise rings beautifully through this psalm as each verse gives poetic color to the glories of creation and its maker. It is something to be read and re-read as we contemplate the wonders of God.
Steven Molin
There is a candy shop in the city of Keystone, South Dakota, just a few hundred yards down the mountain from that infamous Mount Rushmore monument. I can't tell you the name of that candy store, but I can certainly recall the sign on the counter that stands at just about eyeball-level for the average seven-year-old. The sign says this: "If Mom says, 'No,' ask Grandma!"

Harold C. Warlick, Jr.
An elementary principle in the business world is the law of supply and demand. When supplies outrace the demand for a product, prices are low. We call that a "buyer's market." On the other hand, when there are more buyers demanding a product than there are supplies of the product, prices are high. We call that situation a "seller's market."

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