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Frank Ramirez

Frank Ramirez is a native of Southern California and is the senior pastor of the Union Center Church of the Brethren near Nappanee, Indiana. Frank has served congregations in Los Angeles, California; Elkhart, Indiana; and Everett, Pennsylvania. He and his wife Jennie share three adult children, all married, and three grandchildren. He enjoys writing, reading, exercise, and theater.
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Commentary

Drama

Illustration

Emphasis Preaching Journal

Sermon Illustrations for Proper 7 | OT 12 (2022) -- 1 Kings 19:1-4 (5-7) 8-15a, Galatians 3:23-29, Luke 8:26-39 -- Bill Thomas, Frank Ramirez, Mark Ellingsen -- Proper 7 | Ordinary Time 12 - C -- 2022
1 Kings 19:1-4 (5-7) 8-15a, Psalms 42 and 43
Sermon Illustrations for Lent 5 (2022) -- Isaiah 43:16-21, Philippians 3:4b-14, John 12:1-8 -- Mark Ellingsen, Bill Thomas, Frank Ramirez -- Fifth Sunday in Lent - C -- 2022
Isaiah 43:16-21 
Sermon Illustrations for Proper 8 | OT 13 (2022) -- 2 Kings 2:1-2, 6-14, Galatians 5:1, 13-25, Luke 9:51-62 -- Mark Ellingsen, Bill Thomas, Frank Ramirez -- Proper 8 | Ordinary Time 13 - C -- 2022
2 Kings 2:1-2, 6-14
Sermon Illustrations for Advent 3 (2022) -- Isaiah 35:1-10, James 5:7-10, Matthew 11:2-11 -- Mark Ellingsen, Bill Thomas, Frank Ramirez, Bonnie Bates -- Third Sunday of Advent - A -- 2022
Isaiah 35:1-10
Sermon Illustrations for Palm/Passion Sunday (2022) -- Isaiah 50:4-9a, Philippians 2:5-11, Luke 22:14--23:56 -- Bill Thomas, Frank Ramirez, Mark Ellingsen -- Passion Sunday - C -- 2022
Isaiah 50:4-9a
Sermon Illustrations for Proper 9 | OT 14 (2022) -- 2 Kings 5:1-14, Galatians 6:(1-6) 7-16, Luke 10:1-11, 16-20 -- Bill Thomas, Frank Ramirez, Mark Ellingsen -- Proper 9 | Ordinary Time 14 - C -- 2022
2 Kings 5:1-14, Psalm 30
Sermon Illustrations for Maundy Thursday (2022) -- Exodus 12:1-4 (5-10) 11-14, 1 Corinthians 11:23-26, John 13:1-17, 31b-35 -- Bill Thomas, Frank Ramirez, Mark Ellingsen -- Maundy Thursday - C -- 2022
Exodus 12:1-4 (5-10) 11-14
Sermon Illustrations for Proper 10 | OT 15 (2022) -- Amos 7:7-17, Colossians 1:1-14, Luke 10:25-37 -- Mark Ellingsen, Bill Thomas, Frank Ramirez -- Proper 10 | Ordinary Time 15 - C -- 2022
Amos 7:7-17
Sermon Illustrations for Advent 4 (2022) -- Isaiah 7:10-16, Romans 1:1-7, Matthew 1:18-25 -- Bill Thomas, Frank Ramirez, Mark Ellingsen, Bonnie Bates -- Fourth Sunday of Advent - A -- 2022
Isaiah 7:10-16
Sermon Illustrations for Good Friday (2022) -- Isaiah 52:13--53:12, Hebrews 10:16-25, John 18:1--19:42 -- Frank Ramirez, Mark Ellingsen, Bill Thomas -- Good Friday - C -- 2022
Isaiah 52:13--53:12
Sermon Illustrations for Christmas Day (2022) -- Isaiah 9:2-7, Titus 2:11-14, Luke 2:1-14 (15-20) -- Mark Ellingsen, Bill Thomas, Frank Ramirez, Bonnie Bates -- The Nativity of our Lord - A -- 2022
Isaiah 9:2-7
Sermon Illustrations for Proper 11 | OT 16 (2022) -- Amos 8:1-12, Colossians 1:15-28, Luke 10:38-42 -- Mark Ellingsen, Bill Thomas, Frank Ramirez -- Proper 11 | Ordinary Time 16 - C -- 2022
Amos 8:1-12, Psalm 52
Sermon Illustrations for Proper 12 | OT 17 (2022) -- Hosea 1:2-10, Colossians 2:6-15 (16-19), Luke 11:1-13 -- Mark Ellingsen, Bill Thomas, Frank Ramirez -- Proper 12 | Ordinary Time 17 - C -- 2022
Hosea 1:2-10
Sermon Illustrations for Easter Day (2022) -- Acts 10:34-43, 1 Corinthians 15:19-26, John 20:1-18, Luke 24:1-12, Isaiah 65:17-25 -- Mark Ellingsen, Bill Thomas, Frank Ramirez -- Easter Day - C -- 2022
Isaiah 65:17-25
Sermons Illustrations for Proper 13 | OT 18 (2022) -- Hosea 11:1-11, Colossians 3:1-11, Luke 12:13-21 -- Bill Thomas, Frank Ramirez, Mark Ellingsen -- Proper 13 | Ordinary Time 18 - C -- 2022
Hosea 11:1-11, Psalm 107:1-9, 43
Sermon Illustrations for Easter 2 (2022) -- Acts 5:27-32, Revelation 1:4b-8, John 20:19-31, Revelation 1:4-8 -- Bill Thomas, Frank Ramirez, Mark Ellingsen -- Second Sunday of Easter - C -- 2022
Acts 5:27-32
Sermon illustrations for Easter 3 (2022) -- Acts 9:1-6 (7-20), Revelation 5:11-14, John 21:1-19 -- Mark Ellingsen, Bill Thomas, Frank Ramirez -- Third Sunday of Easter - C -- 2022
Acts 9:1-6 (7-20)
Sermon Illustrations for Proper 14 | OT 19 (2022) -- Isaiah 1:1, 10-20, Hebrews 11:1-3, 8-16, Luke 12:32-40 -- Mark Ellingsen, Bill Thomas, Frank Ramirez -- Proper 14 | Ordinary Time 19 - C -- 2022
Isaiah 1:1, 10-20
Sermon illustrations for Easter 4 (2022) -- Acts 9:36-43, Revelation 7:9-17, John 10:22-30 -- Mark Ellingsen, Bill Thomas, Frank Ramirez -- Fourth Sunday of Easter - C -- 2022
Acts 9:36-43
Sermon Illustrations for Proper 15 | OT 20 (2022) -- Isaiah 5:1-7, Hebrews 11:29--12:2, Luke 12:49-56 -- Bill Thomas, Frank Ramirez, Mark Ellingsen -- Proper 15 | Ordinary Time 20 - C -- 2022
Isaiah 5:1-7, Psalm 80:1-2, 8-19
Sermon Illustrations for Easter 5 (2022) -- Acts 11:1-18, Revelation 21:1-6, John 13:31-35 -- Mark Ellingsen, Bill Thomas, Frank Ramirez -- Fifth Sunday of Easter - C -- 2022
Acts 11:1-18
Sermon Illustrations for Proper 16 | OT 21 (2022) -- Jeremiah 1:4-10, Hebrews 12:18-29, Luke 13:10-17, Psalm 71:1-6 -- Mark Ellingsen, Bill Thomas, Frank Ramirez -- Proper 16 | Ordinary Time 21 - C -- 2022
Jeremiah 1:4-10
Sermon Illustrations for Easter 6 (2022) -- Acts 16:9-15, Revelation 21:10, 22--22:5, John 14:23-29 -- Bill Thomas, Frank Ramirez, Mark Ellingsen -- Sixth Sunday of Easter - C -- 2022
Acts 16:9-15
Sermon Illustrations for Proper 17 | Ordinary Time 22 (2022) -- Jeremiah 2:4-13, Hebrews 13:1-8, 15-16, Luke 14:1, 7-14 -- Mark Ellingsen, Bill Thomas, Frank Ramirez -- Proper 17 | Ordinary Time 22 - C -- 2022
Jeremiah 2:4-13, Psalm 81:1, 10-16
Sermon illustrations for Ascension of the Lord (2022) -- Acts 1:1-11, Ephesians 1:15-23, Luke 24:44-53 -- Mark Ellingsen, Bill Thomas, Frank Ramirez -- Ascension of the Lord - C -- 2022
Acts 1:1-11

Prayer

Sermon

Stories

StoryShare

One Big Family -- John 6:1-21, 2 Samuel 11:1-15, Ephesians 3:14-21, Psalm 14 -- Frank Ramirez -- Proper 12 | Ordinary Time 17 - B -- 2015
Contents "One Big Family" by Frank Ramirez "Sacrifice" by Keith Hewitt
Give Us This Bread -- John 6:24-35, 2 Samuel 11:26--12:13a, Ephesians 4:1-16, Psalm 51:1-12 -- Sandra Herrmann, Frank Ramirez -- Proper 13 | Ordinary Time 18 - B -- 2015
Contents "Give Us This Bread" by Sandra Herrmann
Paradox Of America -- John 6:56-69, 1 Kings 8:(1, 6, 10-11) 22-30, 41-43, Ephesians 6:10-20, Psalm 84 -- John Fitzgerald, Frank Ramirez -- Proper 16 | Ordinary Time 21 - B -- 2015
Contents "Paradox Of America" by John Fitzgerald
Way Of The Cross -- Mark 8:27-38, James 3:1-12 -- John Fitzgerald, Frank Ramirez -- Proper 19 | Ordinary Time 24 - B -- 2015
Contents "Way of the Cross" by John Fitzgerald
How You Play The Game -- Mark 8:31-38, Genesis 17:1-7, 15-16, Romans 4:13-25, Psalm 22:23-31 -- Frank Ramirez, Keith Hewitt -- Second Sunday in Lent - B -- 2015
Contents "How You Play The Game" by Frank Ramirez
They All Forsook Him... -- Mark 14:1--15:47, Isaiah 50:4-9a, Philippians 2:5-11, Psalm 31:9-16 -- C. David Mckirachan, Frank Ramirez -- Passion Sunday - B -- 2015
Contents "They all forsook him..." by C. David McKirachan
The Bitter End -- Isaiah 52:13--53:12, Psalm 22 -- Keith Hewitt, Frank Ramirez -- Good Friday - B -- 2015
Contents "The Bitter End" by Keith Hewitt
But Honey... -- Mark 6:14-29, 2 Samuel 6:1-5, 12b-19, Ephesians 1:3-14, Psalm 24 -- C. David Mckirachan, Frank Ramirez -- Proper 10 | Ordinary Time 15 - B -- 2015
Contents "But Honey..." by C. David Mckirachan
Law And Justice -- John 1:43-51, 1 Samuel 3:1-10 (11-20), 1 Corinthians 6:12-20, Psalm 139:1-6, 13-18 -- Frank Ramirez -- Epiphany 2 | Ordinary Time 2 - B -- 2015
Contents "Law and Justice" by Frank Ramirez
Canary In A Coal Mine -- Mark 13:1-8, 1 Samuel 1:4-20, Hebrews 10:11-14 (15-18) 19-25, 1 Samuel 2:1-10 -- Frank Ramirez -- Proper 28 | Ordinary Time 33 - B -- 2015
Contents "Canary in a Coal Mine" by Frank Ramirez
A Good Man? -- John 18:33-37, 2 Samuel 23:1-7, Revelation 1:4b-8, Psalm 132:1-12 (13-18) -- Frank Ramirez, Keith Hewitt, C. David Mckirachan -- Christ The King (Proper 29) - B -- 2015
Contents "A Good Man?" by Keith Hewitt
The Righteous Branch -- Luke 21:25-36, Jeremiah 33:14-16, 1 Thessalonians 3:9-13, Psalm 25:1-10 -- Sandra Herrmann, Frank Ramirez -- First Sunday of Advent - C -- 2015
Contents "The Righteous Branch" by Sandra Herrmann
Who Can Stand? -- Luke 3:1-6, Malachi 3:1-4, Philippians 1:3-11, Luke 1:68-79 -- Frank Ramirez, Keith Hewitt -- Second Sunday of Advent - C -- 2015
Contents "Who Can Stand?" by Frank Ramirez
Doing Justice -- Matthew 3:13-17, Isaiah 42:1-9, Acts 10:34-43, Psalm 29 -- John Fitzgerald, Frank Ramirez -- The Baptism of our Lord | Epiphany 1 | Ordinary Time 1 - A -- 2014
Contents"Doing Justice" by John Fitzgerald
Having A Stake In The Harvest -- Matthew 5:21-37, Deuteronomy 30:15-20, 1 Corinthians 3:1-9, Psalm 119:1-8 -- Frank Ramirez, C. David Mckirachan -- Epiphany 6 | Ordinary Time 6 - A -- 2014
Contents"Having a Stake in the Harvest" by Frank Ramirez
Words, Words, Words -- John 3:1-17, Genesis 12:1-4a, Romans 4:1-5, 13-17, Psalm 121 -- Frank Ramirez -- Second Sunday in Lent - A -- 2014
Contents"Words, Words, Words" by Frank Ramirez* * * * * * *
The Cornerstone -- Luke 14:1-14, Acts 7:55-60, 1 Peter 2:2-10, Psalm 31:1-5, 15-16 -- Sandra Herrmann, Frank Ramirez -- Fifth Sunday of Easter - A -- 2014
Contents"The Cornerstone" by Sandra Herrmann "The Wall" by Sandra Herrmann
The Outer Limits -- Luke 24:44-53, Acts 1:1-11, Ephesians 1:15-23, Psalm 47 -- C. David Mckirachan, Frank Ramirez -- Ascension of the Lord - A -- 2014
Contents"The Outer Limits" by C. David McKirachan
A Planet-Sized Wind -- John 20:19-23, Acts 2:1-21, 1 Corinthians 12:3b-13, Psalm 104:24-34, 35b -- Frank Ramirez -- Day of Pentecost - A -- 2014
Contents"A Planet-Sized Wind" by Frank Ramirez* * * * * * *
The Inner Struggle -- Matthew 11:16-19, 25-30, Genesis 24:34-38, 42-49, 58-67, Romans 7:15-25a, Psalm 45:10-17 -- John Fitzgerald, Frank Ramirez -- Proper 9 | Ordinary Time 14 - A -- 2014
Contents"The Inner Struggle" by John Fitzgerald
Rules Fer Wrasslin' -- Matthew 14:13-21, Genesis 32:22-31, Romans 9:1-5, Psalm 17:1-7, 15 -- Frank Ramirez, John Fitzgerald -- Proper 13 | Ordinary Time 18 - A -- 2014
Contents"Rules fer Wrasslin' " by Frank Ramirez
Growing Up Adams -- Matthew 16:13-20, Exodus 1:8--2:10, Romans 12:1-8, Psalm 124 -- Frank Ramirez, Peter Andrew Smith -- Proper 16 | Ordinary Time 21 - A -- 2014
Contents"Growing Up Adams" by Frank Ramirez
Within Sight Of The Promised Land -- Matthew 22:34-46, Deuteronomy 34:1-12, 1 Thessalonians 2:1-8, Psalm 90:1-6, 13-17 -- Frank Ramirez, Peter Andrew Smith -- Proper 25 | Ordinary Time 30 - A -- 2014
Contents"Within Sight of the Promised Land" by Frank Ramirez
Spilled Milk -- Matthew 21:33-46, Exodus 20:1-4, 7-9, 12-20, Philippians 3:4b-14, Psalm 19 -- Frank Ramirez, John Fitzgerald -- Proper 22 | Ordinary Time 27 - A -- 2014
Contents"Spilled Milk" by Frank Ramirez
Keep Your Eyes Open -- Matthew 25:1-13, Joshua 24:1-3a, 14-25, 1 Thessalonians 4:13-18 -- Frank Ramirez -- Proper 27 | Ordinary Time 32 - A -- 2014
Contents"Keep Your Eyes Open" by Frank Ramirez* * * * * * *

Worship

SermonStudio

Seventh Sunday Of Easter -- Revelation 22:12-14, 16-17, 20-21 -- Frank Ramirez -- Seventh Sunday of Easter - C -- 2006
Second Lesson: Revelation 22:12-14, 16-17, 20-21Theme: A Promise Is A Promise
Fifth Sunday In Lent -- John 12:1-8 -- Frank Ramirez -- Fifth Sunday in Lent - C -- 2006
Gospel Lesson: John 12:1-8Theme: No Pleasing Some People
First Sunday After Christmas -- Luke 2:41-52 -- Frank Ramirez -- First Sunday after Christmas Day - C -- 2006
Gospel Lesson: Luke 2:41-52Theme: Talk To Me, Not Through Me
Proper 28/Ordinary Time 33 -- Luke 21:5-19 -- Frank Ramirez -- Proper 28 | Ordinary Time 33 - C -- 2006
Gospel Lesson: Luke 21:5-19Theme: Are You Ready? Are We Ready?
Proper 18/Ordinary Time 23 -- Jeremiah 18:1-11 -- Frank Ramirez -- Proper 18 | Ordinary Time 23 - C -- 2006
First Lesson: Jeremiah 18:1-11Theme: Pottery Lesson
Seventh Sunday Of Easter -- John 17:20-26 -- Frank Ramirez -- Seventh Sunday of Easter - C -- 2006
Gospel Lesson: John 17:20-26Theme: That We May All Be One
Sunday Of The Passion/Palm Sunday -- Isaiah 50:4-9a -- Frank Ramirez -- Passion Sunday - C -- 2006
First Lesson: Isaiah 50:4-9aTheme: Count Well The Cost
Second Sunday After Christmas -- Jeremiah 31:7-14 -- Frank Ramirez -- Second Sunday after Christmas - C -- 2006
First Lesson: Jeremiah 31:7-14Theme: Turnaround Is Fair Play
Christ The King (Proper 29/Ordinary Time 34) -- Jeremiah 23:1-6 -- Frank Ramirez -- Christ The King (Proper 29) - C -- 2006
First Lesson: Jeremiah 23:1-6Theme: Raise Up A Shepherd
Proper 18/Ordinary Time 23 -- Philemon 1:1-21 -- Frank Ramirez -- Proper 18 | Ordinary Time 23 - C -- 2006
Second Lesson: Philemon 1-21Theme: Refresh My Guts In Christ
The Day Of Pentecost -- Acts 2:1-21 -- Frank Ramirez -- Day of Pentecost - C -- 2006
First Lesson: Acts 2:1-21Theme: Clarity!
Sunday Of The Passion/Palm Sunday -- Philippians 2:5-11 -- Frank Ramirez -- Passion Sunday - C -- 2006
Second Lesson: Philippians 2:5-11Theme: Empty The Cup
Second Sunday After Christmas -- Ephesians 1:3-14 -- Frank Ramirez -- Second Sunday after Christmas - C -- 2006
Second Lesson: Ephesians 1:3-14Theme: The Reading Of The Will
Christ The King (Proper 29/Ordinary Time 34) -- Colossians 1:11-20 -- Frank Ramirez -- Christ The King (Proper 29) - C -- 2006
Second Lesson: Colossians 1:11-20Theme: Share In The Inheritance
Proper 18/Ordinary Time 23 -- Luke 14:25-33 -- Frank Ramirez -- Proper 18 | Ordinary Time 23 - C -- 2006
Gospel Lesson: Luke 14:25-33Theme: Hiring The Right Architect
The Day Of Pentecost -- Romans 8:14-17 -- Frank Ramirez -- Day of Pentecost - C -- 2006
Second Lesson: Romans 8:14-17Theme: No Fear
Sunday Of The Passion/Palm Sunday -- Luke 23:1-49 -- Frank Ramirez -- Passion Sunday - C -- 2006
Gospel Lesson: Luke 23:1-49 Theme: No. On.
Second Sunday After Christmas -- John 1:(1-9) 10-18 -- Frank Ramirez -- Second Sunday after Christmas - C -- 2006
Gospel Lesson: John 1:(1-9) 10-18Theme: True Confession
Christ The King (Proper 29/Ordinary Time 34) -- Luke 23:33-43 -- Frank Ramirez -- Christ The King (Proper 29) - C -- 2006
Gospel Lesson: Luke 23:33-43Theme: Anguish And Resolve
Proper 19/Ordinary Time 24 -- Jeremiah 4:11-12, 22-28 -- Frank Ramirez -- Proper 19 | Ordinary Time 24 - C -- 2006
First Lesson: Jeremiah 4:11-12, 22-28Theme: Disaster!
Proper 19/Ordinary Time 24 -- 1 Timothy 1:12-17 -- Frank Ramirez -- Proper 19 | Ordinary Time 24 - C -- 2006
Second Lesson: 1 Timothy 1:12-17Theme: Immortal, Invisible
The Day Of Pentecost -- John 14:8-17 (25-27) -- Frank Ramirez -- Day of Pentecost - C -- 2006
Gospel Lesson: John 14:8-17 (25-27)Theme: ChooseCall To Worship
Maundy Thursday -- Exodus 12:1-4 (5-10) 11-14 -- Frank Ramirez -- Maundy Thursday - C -- 2006
First Lesson: Exodus 12:1-4 (5-10) 11-14Theme: Who's That Knockin'?
The Epiphany Of Our Lord -- Isaiah 60:1-6 -- Frank Ramirez -- Epiphany of the Lord - C -- 2006
First Lesson: Isaiah 60:1-6Theme: Witness To The Light
Reformation Sunday -- Jeremiah 31:31-34 -- Frank Ramirez -- Reformation Sunday - C -- 2006
First Lesson: Jeremiah 31:31-34Theme: The New In The Heart Of The Old
UPCOMING WEEKS
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Proper 23 | OT 28 | Pentecost 21
30 – Sermons
180+ – Illustrations / Stories
29 – Children's Sermons / Resources
22 – Worship Resources
29 – Commentary / Exegesis
2 – Pastor's Devotions
and more...
Proper 24 | OT 29 | Pentecost 22
31 – Sermons
180+ – Illustrations / Stories
34 – Children's Sermons / Resources
22 – Worship Resources
30 – Commentary / Exegesis
2 – Pastor's Devotions
and more...
Proper 25 | OT 30 | Pentecost 23
32 – Sermons
180+ – Illustrations / Stories
33 – Children's Sermons / Resources
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30 – Commentary / Exegesis
2 – Pastor's Devotions
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New & Featured This Week

CSSPlus

John Jamison
Object: A football, a hand-held microphone, a camera, a stack of play money bills. These are the objects I used, but you can use any objects that might symbolize “success”.

* * *

Hello, everyone! (Let them respond.) Are you ready for our story today? (Let them respond.) Great!

The Immediate Word

Christopher Keating
Thomas Willadsen
Katy Stenta
Mary Austin
Dean Feldmeyer
For October 20, 2024:

StoryShare

John E. Sumwalt
Where were you when I laid the foundation of the earth? Tell me, if you have understanding. (v. 4)

The outhouse on the farm where I grew up was beside the ash pile, at the end of a well-worn path, under a boxelder tree about fifty yards from the back door of the house. It was a two-seater – cold in winter, smelly and hot in summer. There was always a Sears and Roebuck catalogue on the floor in the corner, which served as both reading and wiping material.

Emphasis Preaching Journal

Bill Thomas
Mark Ellingsen
Bonnie Bates
Frank Ramirez
Job 38:1-7 (34-41)
Most people assume God’s answer to Job, showing him the depth and breadth of the universe is meant to cow Job’s resistance, leading him, now broken, to repent, abjectly saying “...therefore I despise myself and repent in dust and ashes (42:6).”
Mark Ellingsen
All the lessons testify to the theme that it’s not at all about you and me; it’s all about God!

Job 38:1-7 (34-41)

The Village Shepherd

Janice B. Scott
Call to Worship:

Jesus said, "What is it you want me to do for you?" In our worship, let us explore what we want Jesus to do for us today.

Invitation to Confession:

Jesus, we are sometimes selfish in our requests to you.
Lord, have mercy.

Jesus, we are sometimes unreasonable in our requests to you.
Christ, have mercy.

Jesus, help us to make you the centre of our world.
Lord, have mercy.

SermonStudio

David E. Leininger
The story of Job is familiar to all of us -- a man whose world was spinning merrily along with everything falling into place is suddenly confronted with one misery after another ... disaster, death, disease, and despair. In some of the most moving poetry ever written, chapter after chapter attempts to deal with the age-old question of why, so often, life is unfair.

Schuyler Rhodes
The voice of praise rings beautifully through this psalm as each verse gives poetic color to the glories of creation and its maker. It is something to be read and re-read as we contemplate the wonders of God.
Steven Molin
There is a candy shop in the city of Keystone, South Dakota, just a few hundred yards down the mountain from that infamous Mount Rushmore monument. I can't tell you the name of that candy store, but I can certainly recall the sign on the counter that stands at just about eyeball-level for the average seven-year-old. The sign says this: "If Mom says, 'No,' ask Grandma!"

Harold C. Warlick, Jr.
An elementary principle in the business world is the law of supply and demand. When supplies outrace the demand for a product, prices are low. We call that a "buyer's market." On the other hand, when there are more buyers demanding a product than there are supplies of the product, prices are high. We call that situation a "seller's market."

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