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Frank Ramirez

Frank Ramirez is a native of Southern California and is the senior pastor of the Union Center Church of the Brethren near Nappanee, Indiana. Frank has served congregations in Los Angeles, California; Elkhart, Indiana; and Everett, Pennsylvania. He and his wife Jennie share three adult children, all married, and three grandchildren. He enjoys writing, reading, exercise, and theater.
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Commentary

Drama

Illustration

Emphasis Preaching Journal

Sermon Illustrations for Maundy Thursday (2021) -- Exodus 12:1-4 (5-10) 11-14, 1 Corinthians 11:23-26, John 13:1-17, 31b-35 -- Bill Thomas, Frank Ramirez, Mark Ellingsen, Bonnie Bates -- Maundy Thursday - B -- 2021
Exodus 12:1-4 (5-10) 11-14
Sermon Illustrations for Proper 27 | OT 32 (2021) -- Ruth 3:1-5, 4:13-17, Hebrews 9:24-28, Mark 12:38-44 -- Frank Ramirez, Bonnie Bates, Bill Thomas, Mark Ellingsen -- Proper 27 | Ordinary Time 32 - B -- 2021
Ruth 3:1-5; 4:13-17
Sermon Illustrations for Proper 8 | OT 13 (2021) -- 2 Samuel 1:1, 17-27, 2 Corinthians 8:7-15, Mark 5:21-43 -- Mark Ellingsen, Frank Ramirez, Bill Thomas, Bonnie Bates -- Proper 8 | Ordinary Time 13 - B -- 2021
2 Samuel 1:1, 17-27
Sermon Illustrations for Good Friday (2021) -- Isaiah 52:13--53:12, Hebrews 10:16-25, John 18:1--19:42 -- Frank Ramirez, Bonnie Bates, Bill Thomas, Mark Ellingsen -- Good Friday - B -- 2021
Isaiah 52:13--53:12
Sermon Illustrations for Proper 28 | Ordinary Time 33 (2021) -- 1 Samuel 1:4-20, Hebrews 10:11-14 (15-18) 19-25, Mark 13:1-8 -- Bonnie Bates, Bill Thomas, Mark Ellingsen, Frank Ramirez -- Proper 28 | Ordinary Time 33 - B -- 2021
1 Samuel 1:4-20
Sermon Illustrations for Proper 9 | OT 14 (2021) -- 2 Samuel 5:1-15, 9-10, 2 Corinthians 12:2-10, Mark 6:1-13 -- Frank Ramirez, Bill Thomas, Bonnie Bates, Mark Ellingsen -- Proper 9 | Ordinary Time 14 - B -- 2021
2 Samuel 5:1-5, 9-10
Sermon Illustrations for Christ the King Sunday (Proper 29) (2021) -- 2 Samuel 23:1-7, Revelation 1:4b-8, John 18:33-37, Psalm 132:1-12 (13-18) -- Frank Ramirez, Bill Thomas, Bonnie Bates, Mark Ellingsen -- Christ The King (Proper 29) - B -- 2021
2 Samuel 23:1-7; Psalms 132:1-12 (13-18)
Sermon Illustrations for Easter Day (2021) -- Isaiah 25:6-9, Acts 10:34-43, 1 Corinthians 15:1-11, John 20:1-18 -- Mark Ellingsen, Frank Ramirez, Bonnie Bates, Bill Thomas -- Easter Day - B -- 2021
Acts 10:34-43
Sermon Illustrations for Second Sunday of Easter (2021) -- Acts 4:32-35, 1 John 1:1--2:2, John 20:19-31 -- Bill Thomas, Bonnie Bates, Mark Ellingsen, Frank Ramirez -- Second Sunday of Easter - B -- 2021
Acts 4:32-35
Sermon Illustrations for Thanksgiving (2021) -- Joel 2:21-27, 1 Timothy 2:1-7, Matthew 6:25-33, Psalm 126 -- Bill Thomas, Bonnie Bates, Mark Ellingsen, Frank Ramirez -- Thanksgiving Day - B -- 2021
Joel 2:21-27
Sermon Illustrations for Proper 10 | OT 15 (2021) -- 2 Samuel 6:1-5, 12b-19, Ephesians 1:3-14, Mark 6:14-29 -- Mark Ellingsen, Frank Ramirez, Bill Thomas, Bonnie Bates -- Proper 10 | Ordinary Time 15 - B -- 2021
2 Samuel 6:1-5, 12b-19
Sermon Illustrations for the Third Sunday of Easter (2021) -- Acts 3:12-19, 1 John 3:1-7, Luke 24:36b-48 -- Bonnie Bates, Bill Thomas, Mark Ellingsen, Frank Ramirez -- Third Sunday of Easter - B -- 2021
Acts 3:12-19
Sermon Illustrations for Advent 1 (2021) -- Jeremiah 33:14-16, 1 Thessalonians 3:9-13, Luke 21:25-36 -- Bonnie Bates, Mark Ellingsen, Bill Thomas, Frank Ramirez -- First Sunday of Advent - C -- 2021
Jeremiah 33:14-16
Sermon Illustrations for Advent 2 (2021) -- Baruch 5:1-9, Philippians 1:3-11, Malachi 3:1-4, Luke 3:1-6 -- Mark Ellingsen, Bonnie Bates, Bill Thomas, Frank Ramirez -- Second Sunday of Advent - C -- 2021
Baruch 5:1-9
Sermon Illustrations for Proper 11 | OT 16 (2021) -- 2 Samuel 7:1-14a, Ephesians 2:11-22, Mark 6:30-34, 53-56 -- Frank Ramirez, Mark Ellingsen, Bonnie Bates, Bill Thomas -- Proper 11 | Ordinary Time 16 - B -- 2021
2 Samuel 7:1-14a
Sermon Illustrations for Easter 4 (2021) -- Acts 4:5-12, 1 John 3:16-24, John 10:11-18 -- Mark Ellingsen, Frank Ramirez, Bonnie Bates, Bill Thomas -- Fourth Sunday of Easter - B -- 2021
Acts 4:5-12
Sermon Illustrations for Proper 12 | OT 17 (2021) -- 2 Samuel 11:1-15, Ephesians 3:14-21, John 6:1-21, Psalm 14 -- Mark Ellingsen, Frank Ramirez, Bonnie Bates, Bill Thomas -- Proper 12 | Ordinary Time 17 - B -- 2021
2 Samuel 11:1-15
Sermon Illustrations for the Fifth Sunday after Easter (2021) -- John 15:1-8, 1 John 4:7-21, Acts 8:26-40 -- Mark Ellingsen, Frank Ramirez, Bonnie Bates, Bill Thomas -- Fifth Sunday of Easter - B -- 2021
Acts 8:26-40
Sermon Illustrations for Advent 3 (2021) -- Zephaniah 3:14-20, Philippians 4:4-7, Luke 3:7-18 -- Bill Thomas, Mark Ellingsen, Frank Ramirez -- Third Sunday of Advent - C -- 2021
Zephaniah 3:14-20
Sermon Illustrations for New Year's Day (2021) -- Ecclesiastes 3:1-13, Revelation 21:1-6a, Matthew 25:31-46 -- Bill Thomas, Bonnie Bates, Frank Ramirez, Mark Ellingsen -- New Year's Day - B -- 2021
Ecclesiastes 3:1-13
Sermon Illustrations for Proper 13 | OT 18 (2021) -- 2 Samuel 11:26--12:13a, Ephesians 4:1-16, John 6:24-35 -- Bonnie Bates, Mark Ellingsen, Frank Ramirez, Bill Thomas -- Proper 13 | Ordinary Time 18 - B -- 2021
2 Samuel 11:26--12:13a
Sermon Illustrations for the Sixth Sunday of Easter (2021) -- Acts 10:44-48, 1 John 5:1-6, John 15:9-17 -- Bill Thomas, Mark Ellingsen, Frank Ramirez, Bonnie Bates -- Sixth Sunday of Easter - B -- 2021
Acts 10:44-48
Sermon Illustrations for Christmas 2 (2021) -- Jeremiah 31:7-14, Ephesians 1:3-14, John 1:(1-9) 10-18 -- Mark Ellingsen, Frank Ramirez, Bonnie Bates, Bill Thomas -- Second Sunday after Christmas - B -- 2021
Jeremiah 31:7-14
Sermon Illustrations for Advent 4 (2021) -- Micah 5:2-5a, Hebrews 10:5-10, Luke 1:39-45 (46-55) -- Mark Ellingsen, Bill Thomas, Frank Ramirez -- Fourth Sunday of Advent - C -- 2021
Micah 5:2-5a
Sermon Illustrations for Epiphany of Our Lord (2021) -- Isaiah 60:1-6, Ephesians 3:1-12, Matthew 2:1-12 -- Bonnie Bates, Bill Thomas, Frank Ramirez, Mark Ellingsen -- Epiphany of the Lord - B -- 2021
Isaiah 60:1-6

Prayer

Sermon

Stories

StoryShare

Restoring The Birthright -- Matthew 13:1-9, 18-23, Genesis 25:19-34, Romans 8:1-11, Psalm 119:105-112 -- Frank Ramirez, C. David Mckirachan -- Proper 10 | Ordinary Time 15 - A -- 2011
Contents"Restoring the Birthright" by Frank Ramirez
The Prisoner -- Matthew 15:(10-20) 21-28, Genesis 45:1-15, Romans 11:1-2a, 29-32, Psalm 133 -- Keith Hewitt, Frank Ramirez -- Proper 15 | Ordinary Time 20 - A -- 2011
Contents"The Prisoner" by Keith Hewitt "Heavenly Talkback" by Frank Ramirez
American Idols -- Matthew 22:1-14, Exodus 32:1-14, Philippians 4:1-9, Psalm 106:1-6, 19-23 -- Keith Hewitt, Frank Ramirez -- Proper 23 | Ordinary Time 28 - A -- 2011
Contents"American Idols" by Keith Heweitt
So What Is It Anyway? -- Matthew 20:1-16, Exodus 16:2-15, Philippians 1:21-30, Psalm 105:1-6, 37-45 -- Frank Ramirez, John E. Sumwalt -- Proper 20 | Ordinary Time 25 - A -- 2011
Contents"So What Is It Anyway?" by Frank Ramirez
The Land That God Promised -- Luke 17:11-19, Deuteronomy 8:7-18, 2 Corinthians 9:6-15, Psalm 65 -- Frank Ramirez, Keith Hewitt -- Thanksgiving Day - A -- 2011
Contents"The Land That God Promised" by Frank Ramirez
A Church For Christmas -- Luke 1:26-38, 2 Samuel 7:1-11, 16, Romans 16:25-27, Luke 1:46b-55 -- John E. Sumwalt, Frank Ramirez -- Fourth Sunday of Advent - B -- 2011
Contents"A Church for Christmas" by John Sumwalt
The Clearing -- John 18:1--19:42, Isaiah 52:13--53:12, Hebrews 10:16-25, Psalm 22 -- Keith Hewitt, Frank Ramirez, Larry Winebrenner -- Good Friday - C -- 2010
ContentsWhat's Up This Week "The Clearing" by Keith Hewitt
The Great Starvation Experiment -- John 14:23-29, Acts 16:9-15, Revelation 21:10, 22--22:5, Psalm 67 -- Frank Ramirez, Larry Winebrenner -- Sixth Sunday of Easter - C -- 2010
ContentsWhat's Up This Week
Somebody Else's Treasure -- Luke 7:36--8:3, 1 Kings 21:1-10 (11-14) 15-21a, Galatians 2:15-21, Psalm 5:1-8 -- Frank Ramirez, Craig Kelly -- Proper 6 | Ordinary Time 11 - C -- 2010
Contents"Somebody Else's Treasure" by Frank Ramirez
Disposition -- Luke 10:25-37, Amos 7:7-17, Colossians 1:1-14, Psalm 82 -- Keith Hewitt, Frank Ramirez -- Proper 10 | Ordinary Time 15 - C -- 2010
Contents"Disposition" by Keith Hewitt
The Parable And The Prophet -- Luke 12:49-56, Isaiah 5:1-7, Hebrews 11:29--12:2, Psalm 80:1-2, 8-19 -- Sandra Herrmann, Frank Ramirez -- Proper 15 | Ordinary Time 20 - C -- 2010
Contents"The Parable and the Prophet" by Sandra Herrmann
Living The Word -- Luke 17:5-10, Lamentations 1:1-6, 2 Timothy 1:1-14, Psalm 137 -- Frank Ramirez, Larry Winebrenner -- Proper 22 | Ordinary Time 27 - C -- 2010
Contents"Living the Word" by Frank Ramirez
Brother Beahm Is Here! -- Luke 21:5-19, Isaiah 65:17-25, 2 Thessalonians 3:6-13, Isaiah 12 -- Frank Ramirez -- Proper 28 | Ordinary Time 33 - C -- 2010
Contents "Brother Beahm Is Here!" by Frank Ramirez
Truckin' -- Matthew 11:2-11, Isaiah 35:1-10, James 5:7-10, Psalm 146:5-10 -- C. David Mckirachan, Frank Ramirez -- Third Sunday of Advent - A -- 2010
Contents"Truckin'" by C. David McKirachan
A Muddy Mucky Baptism -- Matthew 3:13-17, Isaiah 42:1-9, Acts 10:34-43, Psalm 29 -- Frank Ramirez -- The Baptism of our Lord | Epiphany 1 | Ordinary Time 1 - A -- 2010
Contents"A Muddy Mucky Baptism" by Frank Ramirez
The Scribe -- John 11:32-44, Isaiah 25:6-9, Revelation 21:1-6a, Psalm 24 -- Larry Winebrenner, David O. Bales, Frank Ramirez, Lamar Massingill, Sandra Herrmann -- All Saints Day - B -- 2009
ContentsWhat's Up This Week "The Scribe" by Larry Winebrenner
More Important Than Being Right -- Mark 1:21-28, Deuteronomy 18:15-20, 1 Corinthians 8:1-13, Psalm 111 -- Peter Andrew Smith, Frank Ramirez -- Epiphany 4 | Ordinary Time 4 - B -- 2009
ContentsWhat's Up This Week
Holiday For Losers -- Mark 14:1--15:47, Isaiah 50:4-9a, Philippians 2:5-11, Psalm 31:9-16 -- C. David Mckirachan, Larry Winebrenner, Frank Ramirez -- Passion Sunday - B -- 2009
ContentsWhat's Up This Week "Holiday for Losers" by C. David McKirachan
Love In Deed -- John 10:11-18, Acts 4:5-12, 1 John 3:16-24, Psalm 23 -- Craig Kelly, Frank Ramirez -- Fourth Sunday of Easter - B -- 2009
ContentsWhat's Up This Week "Love in Deed" by Craig Kelly
Reunion -- Mark 8:31-38, Genesis 17:1-7, 15-16, Romans 4:13-25, Psalm 22:23-31 -- David O. Bales, Larry Winebrenner, Frank Ramirez -- Second Sunday in Lent - B -- 2009
ContentsWhat's Up This Week "Reunion" by David O. Bales
The Mountain -- Mark 6:14-29, 2 Samuel 6:1-5, 12b-19, Ephesians 1:3-14, Psalm 24 -- Keith Hewitt, Frank Ramirez -- Proper 10 | Ordinary Time 15 - B -- 2009
ContentsWhat's Up This Week "The Mountain" by Keith Hewitt
My Stone Soup -- John 6:51-58, 1 Kings 2:10-12; 3:3-14, Ephesians 5:15-20, Psalm 111 -- Frank Ramirez, C. David Mckirachan -- Proper 15 | Ordinary Time 20 - B -- 2009
ContentsWhat's Up This Week "My Stone Soup" by Frank Ramirez
Five Days Old -- Mark 9:30-37, Proverbs 31:10-31, James 3:13--4:3, 7-8a, Psalm 1 -- John S. Smylie, Frank Ramirez -- Proper 20 | Ordinary Time 25 - B -- 2009
Contents What's Up This Week "Five Days Old" by John Smylie
The Radiant Life -- John 3:1-17, Isaiah 6:1-8, Romans 8:12-17, Psalm 29 -- Frank Ramirez, David O. Bales -- Trinity Sunday | 1st Sunday after Pentecost - B -- 2009
ContentsWhat's Up This Week "The Radiant Life" by Frank Ramirez
Achieving Greatness -- Mark 10:35-45, Job 38:1-7 (34-41), Hebrews 5:1-10, Psalm 104:1-9, 24, 35c -- Peter Andrew Smith, Terry Cain, Frank Ramirez -- Proper 24 | Ordinary Time 29 - B -- 2009
ContentsWhat's Up This Week "Achieving Greatness" by Peter Andrew Smith

Worship

SermonStudio

Theme: Silent Lips, Praying Lips -- 1 Samuel 1:4-20 -- Frank Ramirez -- Proper 28 | Ordinary Time 33 - B -- 2005
Call To Worship (1 Samuel 2:1-2, 8)Call To Worship (1 Samuel 2:1-2, 8)
Theme: Give Me Back What The Bugs Stole -- Frank Ramirez -- Ash Wednesday - B -- 2005
Call To Worship
Theme: It Don't Get No Better -- Song of Solomon 2:8-13 -- Frank Ramirez -- Proper 17 | Ordinary Time 22 - B -- 2005
Call To Worship (Psalm 45:6-7)
Theme: Never Been There -- Never Done That -- Jeremiah 31:31-34 -- Frank Ramirez -- Reformation Sunday - B -- 2005
Call To Worship (Revelation 2:3-5) One:
Theme: When God Began To Create ... -- Genesis 1:1-5 -- Frank Ramirez -- The Baptism of our Lord | Epiphany 1 | Ordinary Time 1 - B -- 2005
Call To Worship
Theme: Have No Fear -- Joel 2:21-27 -- Frank Ramirez -- Thanksgiving Day - B -- 2005
Call To Worship (Psalm 22:26-28) One:
Theme: Rule Like God -- 2 Samuel 23:1-7 -- Frank Ramirez -- Christ The King (Proper 29) - B -- 2005
Call To Worship (Psalm 118:24)
Theme: Fashion Report -- Isaiah 6:1-8 -- Frank Ramirez -- Trinity Sunday | 1st Sunday after Pentecost - B -- 2005
Call To Worship (based on Isaiah 6:1)
Theme: Standing Stones -- Exodus 24:3-8 -- Frank Ramirez -- 2005
Call To Worship (Psalm 116:12-13) One:
Theme: Too Late To Be Quiet -- Isaiah 61:10--62:3 -- Frank Ramirez -- First Sunday after Christmas Day - B -- 2005
Call To Worship (based on Psalm 148:11-13) Older:
Theme: Yours, Mine, And Ours -- Acts 4:32-35 -- Frank Ramirez -- Second Sunday of Easter - B -- 2005
Call To Worship
Theme: News From Far As Far Away -- Jeremiah 31:7-14 -- Frank Ramirez -- Second Sunday after Christmas - B -- 2005
Call To Worship (based on Psalm 147:16-18, 15) One: Praise the Lord!
Theme: I Had No Idea -- Luke 24:36b-48, 1 John 3:1-7, Acts 3:12-19 -- Frank Ramirez -- Third Sunday of Easter - B -- 2005
Call To Worship (based on Acts 3:12-13) One:
Theme: Many Names, One Lord -- Isaiah 9:1-7 -- Frank Ramirez -- 2005
Call To Worship (Isaiah 9:2 and 6) One:
Theme: What Good Is That? -- Acts 4:5-12 -- Frank Ramirez -- Fourth Sunday of Easter - B -- 2005
Call To Worship (based on Acts 4:7 and 12)One:
Theme: Life Beyond The Dead -- Ruth 3:1-5, 4:13-17 -- Frank Ramirez -- Proper 27 | Ordinary Time 32 - B -- 2005
Call To Worship
Theme: Try And Stop Us -- Acts 8:26-40 -- Frank Ramirez -- Fifth Sunday of Easter - B -- 2005
Call To Worship
Theme: As The Lord Lives, I Will Not Leave You -- 2 Kings 2:1-12 -- Frank Ramirez -- Transfiguration Sunday - B -- 2005
Call To Worship (Psalm 50:1-6) One:
Theme: That'll Show Us -- Acts 10:44-48 -- Frank Ramirez -- Sixth Sunday of Easter - B -- 2005
Call To Worship (Psalm 98:1)
Theme: Beautiful Feet, Beautiful Feat -- Isaiah 52:7-10 -- Frank Ramirez -- The Nativity of our Lord - B -- 2005
Call To Worship (based on Isaiah 57:8)
Epiphany 3 | Ordinary Time 3 -- Jonah 3:1-5, 10, 1 Corinthians 7:29-31, Mark 1:14-20 -- Frank Ramirez -- Epiphany 3 | Ordinary Time 3 - B -- 2005
First Lesson: Jonah 3:1-5, 10 Theme: I Knew This Would Happen!
The Ministry Of Anointing -- Frank Ramirez -- 2005
Are any among you suffering? They should pray. Are any cheerful?
Theme: One Lord, False Profits -- Deuteronomy 18:15-20 -- Frank Ramirez -- Epiphany 4 | Ordinary Time 4 - B -- 2005
Call To Worship (Psalm 111:10)
A Basic Service Of Anointing -- Frank Ramirez -- 2005
(Share a time of visitation and prayer as previously outlined.
Theme: View From A Height -- Isaiah 40:21-31 -- Frank Ramirez -- Epiphany 5 | Ordinary Time 5 - B -- 2005
Call To Worship (Isaiah 40:31)
UPCOMING WEEKS
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Proper 23 | OT 28 | Pentecost 21
30 – Sermons
180+ – Illustrations / Stories
29 – Children's Sermons / Resources
22 – Worship Resources
29 – Commentary / Exegesis
2 – Pastor's Devotions
and more...
Proper 24 | OT 29 | Pentecost 22
31 – Sermons
180+ – Illustrations / Stories
34 – Children's Sermons / Resources
22 – Worship Resources
30 – Commentary / Exegesis
2 – Pastor's Devotions
and more...
Proper 25 | OT 30 | Pentecost 23
32 – Sermons
180+ – Illustrations / Stories
33 – Children's Sermons / Resources
21 – Worship Resources
30 – Commentary / Exegesis
2 – Pastor's Devotions
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Plus thousands of non-lectionary, scripture based resources...
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New & Featured This Week

CSSPlus

John Jamison
Object: A football, a hand-held microphone, a camera, a stack of play money bills. These are the objects I used, but you can use any objects that might symbolize “success”.

* * *

Hello, everyone! (Let them respond.) Are you ready for our story today? (Let them respond.) Great!

The Immediate Word

Christopher Keating
Thomas Willadsen
Katy Stenta
Mary Austin
Dean Feldmeyer
For October 20, 2024:

StoryShare

John E. Sumwalt
Where were you when I laid the foundation of the earth? Tell me, if you have understanding. (v. 4)

The outhouse on the farm where I grew up was beside the ash pile, at the end of a well-worn path, under a boxelder tree about fifty yards from the back door of the house. It was a two-seater – cold in winter, smelly and hot in summer. There was always a Sears and Roebuck catalogue on the floor in the corner, which served as both reading and wiping material.

Emphasis Preaching Journal

Bill Thomas
Mark Ellingsen
Bonnie Bates
Frank Ramirez
Job 38:1-7 (34-41)
Most people assume God’s answer to Job, showing him the depth and breadth of the universe is meant to cow Job’s resistance, leading him, now broken, to repent, abjectly saying “...therefore I despise myself and repent in dust and ashes (42:6).”
Mark Ellingsen
All the lessons testify to the theme that it’s not at all about you and me; it’s all about God!

Job 38:1-7 (34-41)

The Village Shepherd

Janice B. Scott
Call to Worship:

Jesus said, "What is it you want me to do for you?" In our worship, let us explore what we want Jesus to do for us today.


Invitation to Confession:

Jesus, we are sometimes selfish in our requests to you.
Lord, have mercy.

Jesus, we are sometimes unreasonable in our requests to you.
Christ, have mercy.

Jesus, help us to make you the centre of our world.
Lord, have mercy.

SermonStudio

David E. Leininger
The story of Job is familiar to all of us -- a man whose world was spinning merrily along with everything falling into place is suddenly confronted with one misery after another ... disaster, death, disease, and despair. In some of the most moving poetry ever written, chapter after chapter attempts to deal with the age-old question of why, so often, life is unfair.

Schuyler Rhodes
The voice of praise rings beautifully through this psalm as each verse gives poetic color to the glories of creation and its maker. It is something to be read and re-read as we contemplate the wonders of God.
Steven Molin
There is a candy shop in the city of Keystone, South Dakota, just a few hundred yards down the mountain from that infamous Mount Rushmore monument. I can't tell you the name of that candy store, but I can certainly recall the sign on the counter that stands at just about eyeball-level for the average seven-year-old. The sign says this: "If Mom says, 'No,' ask Grandma!"

Harold C. Warlick, Jr.
An elementary principle in the business world is the law of supply and demand. When supplies outrace the demand for a product, prices are low. We call that a "buyer's market." On the other hand, when there are more buyers demanding a product than there are supplies of the product, prices are high. We call that situation a "seller's market."

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